Build Your Own Banking Stack, Issue Accounts at Scale
Deliver multi-currency virtual accounts, seamless payments and FX, fully branded as your own.
Transform your product with our account infrastructure. Instantly issue virtual IBANs, enable real-time payments, and automate compliance,
all via a single API.
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Why Account Providers Choose Banking Circle
Virtual Account Issuing
Instantly create accounts in your users’ names, without backend complexity.
White-Label Flexibility
Offer banking services under your brand, with full customisation.
Flexible Integration
Connect via API or SWIFT, with sandbox and full developer support.
Future-Proof Compliance
Built-in KYC/AML and audit trails for every transaction.
Operational Efficiency
Reduce costs and complexity with scalable infrastructure.
"Banking Circle is a trusted long-term partner of the Nuvei Group, helping us deliver local and cross-border payment and collection capabilities globally. Their support across diverse verticals, such as travel, gaming, and eCommerce, enables us to provide fast, effective payment solutions in a highly competitive landscape."
"PayGlocal helps Indian businesses expand globally by enabling them the ability to move money quickly, compliantly, and without friction, which is critical. This tie-up with Banking Circle strengthens that foundation by combining trusted infrastructure, regulatory alignment, and a shared commitment to solving real merchant challenges at scale, without making them handle the complexities themselves."
"The Bank is doing one of the best jobs in the market at the moment. Going directly to the market and having local rails is the key for next-gen banking."
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Key Features
Virtual Account Issuing
Instantly issue accounts in your users’ names, without backend complexity.
Real-Time Payments
Settle payments instantly via local rails (SEPA, FPS, etc.), including cross-border transfers.
FX-Powered Expansion
Optimise currency flows with tailored solutions for hedging and cash management.
Agency Banking
Get sponsored into local clearings to issue accounts and process payments, all under your brand.
Build Your Own Banking Stack
From accounts to FX, we’re the silent engine behind your growth.
What to do next:
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Why Choose Banking Circle?
Rapid
Market Entry
Establish a European presence quickly with indirect access to EUR and GBP clearing.
Cost-Efficient
Scaling
Avoid development and administrative costs associated with direct scheme participation.
Flexible
Integration
Connect via API or SWIFT, tailored to your operational needs.
Full
Transparency
Maintain complete visibility over payment flows while leveraging our robust infrastructure.
Our team wants to hear how you are moving Global Finance
Talk to us about solutions for your business
