Smarter Card Funding and Reconciliation
Virtual Accounts (vIBANs) built to simplify card operations.
Banking Circle’s Virtual IBANs and multi-currency accounts help issuers manage card programmes with unmatched efficiency, from top-ups to cross-border settlements.
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Why Card Issuers Choose Banking Circle
Precision Fund Control
Virtual IBANs enable clean segregation and real-time tracking.
Enterprise-grade Scale
Infrastructure built to support high-volume card programmes.
Compliance Confidence
A robust compliance framework that grows with regulatory requirements.
Stefan Christensen,
Senior Vice President of Payments,
Pleo.
“We were looking for a banking partner that could empower us to deliver seamless payment services, and ensure a fast, efficient, and frictionless experience. The ideal partner would offer global reach and a modern, API-first platform to support growth and innovation.”
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Key Features
Top-up Reconciliation
Trace every card top-up instantly using unique virtual IBANs.
Optimised Fund Flows
Centralise incoming and outgoing transactions with full visibility.
Enhanced user experience
Ensure faster fund availability through efficient processing.
Optimise Your Card Programme Operations
Automate reconciliation for card top-ups and spending activity with Virtual Accounts (vIBANs).
What to do next:
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Real-World Results
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Why Choose Banking Circle?
Rapid
Market Entry
Establish a European presence quickly with indirect access to EUR and GBP clearing.
Cost-Efficient
Scaling
Avoid development and administrative costs associated with direct scheme participation.
Flexible
Integration
Connect via API or SWIFT, tailored to your operational needs.
Full
Transparency
Maintain complete visibility over payment flows while leveraging our robust infrastructure.
Our team wants to hear how you are moving Global Finance
Talk to us about solutions for your business
