Enable Multiple Payment Methods with One Global Rail
Expand your payment offerings for greater customer convenience.
Banking Circle’s payment infrastructure supports a wide range of alternative payment methods (APMs), helping providers meet diverse customer needs while maintaining efficient transaction processing.




















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Why APM Providers Choose Banking Circle
Profit from every transaction
Cost-effective processing with competitive FX rates across 24 currencies.
Integrate once, deploy everywhere
API-first infrastructure for fast, easy integration.
One
partner
Process local APMs and cross-border payouts through a single platform.
Ben Woodcock,
Head of Product Partnerships,
TrueLayer.
"Access to payments infrastructure is a core part of our business, enabling us to deliver solutions that we bring to market for our merchants. Banking Circle provides the expertise and support we depend on to solve problems for our merchants. They are the true payment and banking infrastructure experts we rely on."
Kelvin Li,
Head of Platform Tech,
Ant International.
"Innovation in payments doesn't happen in isolation. Transforming global financial infrastructure requires true collaboration. That's why Ant International continues to partner with Banking Circle, a trusted partner that shares our vision of making cross-border transactions faster, more cost-effective, and more transparent. Together, we're driving meaningful change in treasury management and shaping the future of global payments."
Calle Sundin,
Head of Treasury,
Zimpler.
"Zimpler is leveraging Banking Circle’s robust infrastructure to give merchants a faster, easier way to offer one of Sweden’s most demanded payment methods. This collaboration reduces friction, strengthens reliability, and benefits the entire payments ecosystem."
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Key Features
Embedded FX & instant payouts
Convert and settle funds in real time,
no delays.
Borderless growth
Launch local payment methods quickly with direct clearing access.
Unified collections
Aggregate APM payments into
multi-currency accounts with automated reconciliation.
Swish Payments
Unlock instant Swish payments with easy, cost‑efficient scheme access.
Power More Payment Choices
One API for every APM. Launch and manage alternative payment methods easily.
What to do next:
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Real-World Results
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Why Choose Banking Circle?
Rapid
Market Entry
Establish a European presence quickly with indirect access to EUR and GBP clearing.
Cost-Efficient
Scaling
Avoid development and administrative costs associated with direct scheme participation.
Flexible
Integration
Connect via API or SWIFT, tailored to your operational needs.
Full
Transparency
Maintain complete visibility over payment flows while leveraging our robust infrastructure.
Our team wants to hear how you are moving Global Finance
Talk to us about solutions for your business